Commerce Bank | Banking, Checking, Savings, Mortgages & More

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You have questions, and we have answers.

Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

Essential money tips for your 60s and 70s.

Learning about money is a lifelong journey. In your 60s and 70s, that means staying sharp on investments, healthcare costs and potential scams. Make sure your finances are supporting your dream retirement, because you’ve worked hard and now’s the time to enjoy it!

The real cost of owning a car.

Buying a car? Don’t forget about the extra costs beyond the sticker price. Whether new, used or leased, we break down what to expect, so you can drive away informed.

The financial aspect of sharing a home with your adult children: A guide for parents.

Adult children moving back home? Multigenerational households are more common than ever. Learn how both parents and children can navigate the financial realities of living together again.

Explore more articles

Early Pay

Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account, savings account or prepaid card and set up a qualified recurring direct deposit. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

Learn more about Early Pay

Get to know us.

Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

6 financial tips for new grads.

Ready to move out on your own but aren’t sure if it’s financially feasible? Check these tips from Derrick Brooks, executive director of enterprise digital strategy, who has provided financial help to many young people over the years.

Paula Petersen receives UMKC alumni award.

Congratulations to Paula Petersen, executive vice president of Commerce Bancshares, Inc., on receiving the UMKC alumni award for "her notable success in her professional field and outstanding service to the community."

Commerce Bank announces fifth annual #DriveUpPups charity campaign.

This summer, customers who visit a Commerce drive-thru with their dogs will receive a special treat. Learn how posting a picture on Instagram of your pup at the drive-thru could help our charity partners across Kansas, Illinois, Missouri and Oklahoma.

Commerce Bank named one of America’s Best Banks by Forbes.

Commerce is honored to be named to Forbes’ America’s Best Banks. This recognition highlights the team’s dedication to excellence in financial services and its strong customer connections, as well as a culture that supports growth.

Learn more about Commerce Bank

We're here when you need us.

We may be 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

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Disclosures:

* You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account or prepaid card with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

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You will leave the Commerce Bank website and enter a third party social media/collaboration website. The information shared on Instagram.com is not the responsibility of Commerce Bank and we are not responsible for the content shared between users and participants on the site. Please note that Instagram.com may have its own privacy and security policies which differ from those of Commerce Bank.

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Never share your personal information on YouTube.

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